5 Tips For Getting Out of Debt
Unexpected job loss, medical expenses, travel, major home repair…. life is unpredictable. Before we review the subject at hand, let’s seek to give ourselves grace and normalize the importance of developing a passive income stream for life’s unexpected surprises.
#1 List All debts
Getting organized and intentional about our goals will help us manage our efforts. When you do this, make a note to tackle your smallest or your highest interest rate debt first.
#2 Create a Detailed, Realistic Budget
Review your credit card rewards, and evaluate what’s essential vs. nice-to-have. Then start an emergency fund and goal-driven spending plan that maximizes your benefits.
#3 Avoid These Bank Fees, They Add Up!
- Monthly Service
- Out-of-network ATM withdrawal
- Excess transactions
- Early accounting closing
- Wire transfers
Account holders tend to avoid monthly service costs by opening both a checking and a savings account at the same bank or by maintaining a minimum balance. Ask questions and shop around for your best option before deciding to put your money in a bank.
#4 Negotiate With Providers
Rule of 72
Familiarize yourself with mathematical formulas and shortcuts in excel that predict how many years it takes an investment or debt to double in size for a given rate of growth.
PRO TIP! Don’t ever: forget why you started, compare yourself to others, forget how far you’ve come or give up on yourself.
#5 Build Your Safety Net With Immunotec*
Start a side-hustle to grow your savings, Immunotec makes it easy. Our Compensation Plan will reward you for the volume produced by you and your teams as you build a base of personal Customers on our cutting-edge products. You set your own hours boss! And best of all, you become successful by helping other people reach optimal health and success.
Powered by: NEW! Revolution 3.0 Starter Pack
Product availability, discount and pack components vary per market. Please visit our website for full offerings.
This new Starter Pak is perfectly tailored to offer new Consultants an unbeatable value on our most popular products. It comes with a Welcome Kit that contains all things needed to get your new business off the ground, which includes:
Personalized website to show off our one-of-a-kind product line
Increased earning potential with one of the most competitive Compensation Plans in the industry
Unlocked access to conduct business from the palm of their hands with the NEW! IMMUNOTEC APP
An online business center to support your business-building efforts
Marketing tools to help grow your business
PLUS! If you like to travel, you’ll have opportunities to earn incentive trips (Xventure 2022 details) and attend business building events (All In details). Best of all, there are no limits on your potential, and you become successful by helping other people reach success. You can make a rewarding career for yourself, as many others have done. There are seven ways to earn. Contact your Consultant or visit our website to learn more.
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Individual individual results may vary. Immunotec does not guarantee that anyone will make a specific amount of money. Success in any business requires leadership, skills, commitment, dedication and will depend on your effort. Immunotec’s ids is designed to convey truthful, timely, and complete information about the income that an immunotec independent consultant could earn. The ids can be found under the legal tab at www.Immunotec.Com.
*Individual individual results may vary. Immunotec does not guarantee that anyone will make a specific amount of money. Success in any business requires leadership, skills, commitment, dedication and will depend on your effort. Immunotec’s ids is designed to convey truthful, timely, and complete information about the income that an immunotec Independent Consultant could earn. The IDs can be found under the legal tab at www.Immunotec.com.